For a few years we sometimes would talk about ‘what if’. We were both relatively healthy and sort of young. Bad things didn’t happen to us and if they did we would get time to plan. So we just kept putting things off. We never got round to getting married (my fault).
The world changed in days and we never got that time to plan.
Subsequently it’s been a nightmare trying to unpick the finances and sort out everything surrounding the will. That’s time I should have spent focusing on our son. Financial assistance for the bereaved is available, but it’s all focused on married couples. You end up feeling like a second class citizen. You can go to some dark places when you lose someone the last thing you need is “you should have for married” line.